Most Alabama business owners don't. Rate Tracker — our merchant services partner — shows you the truth every month, and keeps showing you, for free.
Most processors count on you never opening your statement. Line items are vague on purpose. Rates creep up a little every few months, and nobody tells you. By the time you notice, you've already paid for it.
Through our partnership with Rate Tracker, every merchant account comes with free software that tracks exactly what you're being charged. If your rate goes up, you get an alert the same day — not three months later when you finally read a statement.
No spreadsheets. No digging through PDFs. One dashboard shows your effective rate, total volume, and processing cost in plain language. If something changes, you'll know before it costs you.
Dual pricing and cash discount programs can remove 100% of your credit card processing fees — the cost shifts to the card, not your bottom line. Many businesses try to run these programs themselves, and done wrong, that can put you out of compliance without you knowing it. We set it up correctly, so you keep the full savings without the risk.
Want the free Rate Tracker software and full support included? That comes with a simple agreement. Want no contract at all? We can set that up too. We build the setup around what your business actually needs — not the other way around.
One disputed charge can freeze your funds and put your account under review — fast. Through our partnership with Rate Tracker and Chargebacks911, you get a real system working to stop disputes before they start, and help you win the ones that do happen.
Fast checkout, inventory tracking, and age verification built in.
Built for speed on a busy Friday night — fast tabs, fewer lines at the register.
Tableside ordering and reporting that actually makes sense.
Inventory and loyalty tools built for regulated or niche retail.
A flexible, all-in-one setup if you just need something simple and reliable.
You already know how this works if you have an ATM with us — you get Landon's direct line, not a national 1-800 number. Merchant services works the same way. One relationship. One local person who actually picks up.
Merchant services and your ATM work together — more cash transactions in your store means lower card processing costs. One provider, one contact, better service.
Send your last merchant statement. We'll tell you the truth about what you're paying — no pressure, no obligation.
Request a Free ReviewNo. We handle the transition and timing so there's no gap in your ability to take payments.
We'll review your contract with you and tell you honestly whether it makes sense to switch now or wait.
It depends on what you need. If you want the free rate-tracking software and full support included, that comes with a simple agreement. If you'd rather have no contract at all, we can set that up instead — we build the setup around your business, not a one-size-fits-all form.
Yes. There's no cost and no catch — it's how we hold ourselves accountable to you every month.
Not necessarily. We can often work with what you already have, or recommend an upgrade if it'll genuinely help your business.
You're not on your own. We have a system in place to help you fight it and stop future ones before they start.
More questions? See our full FAQ.
An ATM in your business drives more cash sales — which means lower processing costs. The two services work well together.
Get a free ATM placed at no cost. When customers use cash instead of cards, your processing fees drop. A natural complement to merchant services.
Learn More →Own your ATM outright and keep 100% of every surcharge. The most profitable long-term option for established operators.
Shop ATMs →